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Personal Loan
There's a solution to every problem. Achieve your desires and dreams with a personal loan that satisfies all your needs.
Public Sector Personal Loans
Program Benefits:
- Multi-purpose financing.
- Financing up to 88,000 JDs.
- Competitive interest rate.
- A one-time loan commission of 1%.
- Flexible repayment period of up to 96 months.
- Possibility of purchasing debts from other banks.
- Possibility of increasing the balance of your existing loan.
- Possibility of obtaining the Egyptian Arab Land Bank Visa credit card.
- Life insurance.
- Possibility of granting loans in the amount of 250,000 dinars, with the guarantee of a mortgage.
Program Regulations:
- Net salary of 400 JDs.
- The debtor's service period should not be less than 3 months.
- Transferring the debtor's salary or transferring a deduction from the salary of 110% of the value of the installment.
- The age of the debtor should not be less than 21 years and should not be more than 70 years old at the end of the loan period.
- Minimum and maximum loan amounts: 2,000 JDs to 88,000 JDs.
- 55% of the debt burden for salaries of 400 dinars or more.
Documents Required:
- A copy of the civil status identity for a Jordanian, or a copy of the passport and annual residence permit for a non-Jordanian.
- Salary transfer letter.
- A recent liabilities certificate addressed to the bank in the event that the customer's liabilities are purchased from other banks.
- Customer's Income Sources:
- Salary Certificate or pay slips for the last 3 months.
Private Sector Personal Loans
Program Benefits:
- Multi-purpose financing.
- Financing up to 88,000 JDs.
- Competitive interest rate.
- A one-time loan commission of 1%.
- Flexible repayment period of up to 96 months.
- Possibility of purchasing liabilities from other banks.
- Possibility of increasing the balance of your existing loan.
- Possibility of obtaining the Egyptian Arab Land Bank Visa credit card.
- Life insurance.
- Possibility of granting loans in the amount of 250,000 JDs, with the guarantee of a mortgage.
- Net
income of 400 JDs.
- The
debtor's service period should not be less than 6 months.
- Debtor's
salary transfer.
- The
age of the debtor should not be less than 21 years and not be more than 70
years old at the end of the loan period.
- Minimum
and maximum loan amounts: 2,000 JDs to 88,000 JDs.
- Debt
burden covers up to:
- 50%
of net income for salaries less than 500 JDs.
- 55%
of net income for salaries more than 500 JDs.
Documents Required:
- Copy of the Jordanian national ID card.
- Written guarantee of salary transfer.
- A recent liabilities certificate addressed to the bank in the event that the customer's liabilities are purchased from other banks.
- Client's income sources:
- Salary certificate or pay slips for the last 6 months.
- Account statement for the last 6 months.
- Account statement from the Social Security Corporation.
- To find out more about the commissions and fees charged by the bank, please kindly visit the bank's website at the link Table of Fees and Currencies
- This product is subject to the bank's terms and conditions*.
- The bank reserves the right to discontinue the product and/or modify it at any time it deems appropriate.
- The bank reserves the right to accept or reject any application submitted for this product.
Online Banking
