Accounts
Accounts are available for individuals and corporates, enabling financial transactions such as withdrawals and deposits to facilitate customers’ daily banking operations. Additionally, round-the-clock services are provided through electronic banking services.
Benefits:
- Receive a debit card for use at retail stores or for ATM withdrawals.
- Access to all our electronic services.
- Automatic bill payment, including phone and electricity bills.
- Automatic monthly statements.
- Available in major currencies.
Savings Accounts
A tool for preserving and growing your savings while ensuring immediate access to funds when needed, with competitive interest rates to help increase your savings over time.
Benefits:
- Competitive interest rates.
- Flexible and easy withdrawal and deposit procedures.
- Account opening with a minimum amount.
Deposits Accounts:
Long-term deposit accounts are designed to provide returns on your savings through high interest rates.
Benefits:
- High interest rates
- Available in all major global currencies
- Other benefits such as credit cards and loan facilities
|
Customer Deposits in JOD |
||
|
Deposit Type |
Interest Rate % (min) |
Interest Rate % (max) |
|
Demand |
ـــ |
ـــ |
|
Savings |
0.125 |
0.125 |
|
1 Month Term |
2.000 |
5.750 |
|
3 Month Term |
2.000 |
5.500 |
|
6 Month Term |
2.000 |
5.375 |
|
1 Year Term |
2.000 |
5.000 |
|
2 Year Term |
2.000 |
4.375 |
|
Customer Deposits (Individuals) |
1 Month % |
3 Months % |
6 Months % |
1
Year % |
2 Years % |
|
1,000 - 5,000 |
2.000 |
2.000 |
2.000 |
2.000 |
2.000 |
|
5,001-50,000 |
3.250 |
3.375 |
3.500 |
3.625 |
3.750 |
|
50,001 - 500,000 |
3.750 |
3.875 |
4.000 |
4.125 |
4.250 |
|
500,001 - 5,000,000 |
3.875 |
4.000 |
4.125 |
4.250 |
4.375 |
|
5,000,001 and above |
5.750 |
5.500 |
5.375 |
5.000 |
4.375 |
Bank deposits from public and private sectors are subject to agreements between the bank and the depositor
Certificates of Deposits
Certificates of Deposit (CD) offer a competitive return on your savings through fixed interest rates.
Benefits:
- Competitive high returns.
- Flexible maturity dates to suit all customers.
- Available in foreign currencies.
- Nominal CD value is 1000 monetary units.
- Subscriptions can be made at any bank branch across the Kingdom.
- Possibility of obtaining loans against CDs with favorable interest rates.
Certificates of Deposit 2024
Properties:
- Nominal CD value is 1000 monetary units.
- Minimum initial deposit for the first CD is 10,000 JDs with increments of 1,000 JDs
- Interest is paid in advance.
- A complimentary credit card is provided with a limit of 5,000 JDs.
- Access to facilities secured up to 100% with a margin of 2%.
Currencies and Interest Rates
Interest at maturity
Currency
3 Months
6 Months
9 Months
1 Year
2 Years
Jordanian Dinar
4.00%
3.875%
3.75%
3.50%
3.00%
U.S. Dollar
2.25%
2.125%
2.00%
1.875%
1.000%
Interest per month "Special Price"
Currency
Nine Months
1 Year
2 Years
Jordanian Dinar
3.50%
3.25%
2.75%
U.S. Dollar
1.25%
1.125%
0.75%
Prepaid JD Certificates of Deposit 2024
|
Currencies and Interest Rates |
||||||
|
Interest at maturity |
Currency |
3 Months |
6 Months |
9 Months |
1 Year |
2 Years |
|
Jordanian Dinar |
4.00% |
3.875% |
3.75% |
3.50% |
3.00% |
|
|
U.S. Dollar |
2.25% |
2.125% |
2.00% |
1.875% |
1.000% |
|
|
Interest per month "Special Price" |
Currency |
Nine Months |
1 Year |
2 Years |
|
Jordanian Dinar |
3.50% |
3.25% |
2.75% |
|
|
U.S. Dollar |
1.25% |
1.125% |
0.75% |
Properties:
- Nominal CD value is 1000 monetary units.
- Minimum initial deposit for the first CD is 10,000 JDs with increments of 1,000 JDs
- Interest is paid in advance.
- A complimentary credit card is provided with a limit of 5,000 JDs.
- Access to facilities secured up to 100% with a margin of 2%.
|
Categories and Interest Rates |
|
|
Amount |
Interest Rate |
|
10,000 – 50,000 |
3.00% |
|
51,000 – 250,000 |
3.00% |
|
251,000 – 500,000 |
3.00% |
|
501,000 – and above |
3.00% |
